Loan Products

National Education specializes in providing affordable education loans to college students and their parents. Student loans are our only business!

Which Loan Should You Choose?

Federal Loans

Federal Stafford, PLUS and Grad PLUS loans are insured by the federal government with capital provided by lenders. Federal loans have the best loan terms and will be your most cost effective loan options. If you need to borrow, always consider federal loans first before turning to higher-cost private loans.

Stafford Loan Apply Now » Learn More »	Brief Description: Fixed Interest Rate 6% for subsidized loans to undergraduates 6.8% for subsibsidized loans to graduates 6.8% for all unsubsidized loans Available as subsidized and unsubsidized loans No payments required while student is in school at least half time 6 month grace Up to 10 years to repay Who Can Borrow: Undergraduate Students Graduate Students Borrower Benefits: Receive a 0.25% interest rate reduction when payments are made using automatic account withdrawal.
PLUS Loan (Parent) Apply Now » Learn More »	Brief Description: Interest rate fixed at 8.5% Option to postpone repayment while student is in school at least half time plus 6 months Up to 10 years to repay Who Can Borrow: Parents of a dependent undergraduate student Borrower Benefits: Receive a 0.25% interest rate reduction when payments are made using automatic account withdrawal.
Grad PLUS Loan Apply Now » Learn More »	Brief Description: Interest rate fixed at 8.5% No payments required while student is in school at least half time Up to 10 years to repay Who Can Borrow: Graduate Students Borrower Benefits: Receive a 0.25% interest rate reduction when payments are made using automatic account withdrawal.

Why Choose National Education?

National Education provides the highest levels of service to students, parents and schools.

• Dedicated professional customer service staff stands ready to assist you.
• Online account access 24/7, 365 days a year.
• Online conditional approval for PLUS and Grad PLUS loans.
• Personalized adverse credit assistance for PLUS and Grad PLUS loans.
• Same day loan processing.
• Personal toll-free assistance and fax lines for quick problem resolution.
• Flexible repayment terms.